Paul Lacourciere - Advisor

Paul has been working in the energy industry since 1990. His work has ranged from evaluating technical aspects of generating resources to structuring complex transactions associated with financing, developing and operating energy projects. As an engineer, he has developed numerous models assessing technical and economic viability of energy projects. As an attorney, he has negotiated countless transactions in many aspects of the renewable energy industry. In January, 2009, Paul's work was transitioned to developing Sirona Fuels, (www.sironafuels.com ) a company that is focused on using the biodiesel industry to bring positive change to our communities. A key highlight of this effort is developing biofuel farming projects in Haiti that do not compete with food crops.

William I. Brobeck - Founder

The Energy Credit Card began with the planning of the installation of a PV system for Mr. Brobeck's home. With monthly utility bills in the many 100's of dollars, a solar PV system became an obvious choice.

But as the costs and benefits became clearer, there were definite drawbacks that could not be ignored. The problem was simple, how to make a PV system provide financial help with ALL of his energy costs? The answer was a credit or debit card with credits from the sale of electricity back to the utility put on the card.
Thomas D. O’Connor, Esq.
President of O’Connor Consulting Services, Inc.

Mr. O'Connor possesses an extensive legal, legislative and regulatory background in the energy industry with a particular emphasis in the public utility, distributed energy and renewable energy markets. For eighteen years, he has been actively involved in accelerating the commercial viability of alternative and renewable energy products and systems needed for a stable energy market. Currently, he is assisting clients secure both private capital and purchase power agreements with local utilities.

Henry Kim, Partner, Kaufman Enterprise Solutions

For almost two decades, Henry has been an entrepreneur, financial executive, and consultant with several start-ups, as well as, a host of small and medium-sized businesses, wherein he has repeatedly increased net profit margins. He has empowered the owners of these businesses to realize the initial dream associated with starting their businesses - freedom.

In his role as Rent-a-CFO/Controller for many companies, Henry managed the financial matters of the firms, which allowed the owners to do what they do best - sell their products and services, and grow their businesses. In every instance, he has helped increase the net profit of his clients by at least 25% immediately. He helped one of his clients double their net income in one and a half years, and quintuple their net income in just four years. He helped turn around another client from yearly net loss to an annual net income over a quarter of million dollars the next year. In this case, the business owner was able to use his new found wealth to return to his native country of Mexico and become a real estate investor.

Henry has broad experience in all aspects of accounting, auditing, and financial management in many industries, including construction, real estate, Internet, VAR, and IT consulting/training. He has helped companies "on the bubble" to regain their footing and prosper.

Mr. Dennis Fitzpatrick, Co-Founder and CAO

Co-founder and CAO Dennis Fitzpatrick has 30+ years in senior bank management, most recently as the President of Civic Bank of Commerce in Oakland, California. Mr. Fitzpatrick brings his industry knowledge and vision for the company to help with the financial community.

Who Are we?

Peter Snell - Advisor

Before his retirement, Mr. Snell was the President of Electronic Financial Products and a member of the Orbis' Advisory Board with over 25 years experience in the credit card marketplace and thirty five years experience in the computer services industry. Through October of 1999, Mr. Snell was the President and Founder of Maverick International Processing Services, a full-service credit card processor that provides front-end, back-end, and back-office services for financial institutions. Mr. Snell has held high level management responsibilities at IBM, Computer Sciences Corporation, Tymshare Transaction Services, and McDonnell Douglas Payment Systems. During his nine year tenure at Tymshare, the Country's second largest credit card processing company, Mr. Snell was directly responsible for the credit card expansion of over 300 banks which issued 5,500,000 credit cards and accepted deposits for over 180,000 merchants in the 11 Western States. As a highly acclaimed professional in the payment processing industry, Mr. Snell is often asked to consult on issues and concerns related to the credit card industry. He also frequently conducts merchant training classes worldwide for clients such as MasterCard University, ABA School of Bank Card Management and the Federal Deposit Insurance Corporation. He currently serves on the Board of Directors for Paymate.net and I-Bank and is a member of Electronic Transaction Association's E Commerce Committee.

Picture coming soon

This page last modified on Tuesday, July 27, 2010

aaaaaaaaaaaaiii